CHAMPVADoctors

CHAMPVA Psychologists in Maryland

728 psychologists in Maryland accept Medicare assignment, which means they can bill CHAMPVA. Here is how to find one and what to ask before you book.

Psychologists in Maryland728
Where Maryland ranks nationally18th of 51 states
Share of all US psychologists1.9%
All CHAMPVA-billable providers in Maryland81,361
Maryland cities with verified local listings10

Counts come from the federal CMS Doctors and Clinicians registry, refreshed 2026-09-07. The VA publishes no CHAMPVA provider directory, so this is the closest thing to one.

Military Maryland is home to Aberdeen Proving Ground, Naval Air Station Patuxent River, Fort Meade, so practices in those communities see CHAMPVA families regularly and are often the easiest yes.

Results come from the federal NPPES registry with real practice addresses and local phone numbers. Add a city to narrow it down.

How psychologists compare in Maryland

Among the seven clinician types we count by state, psychology is the 7th largest in Maryland with 728 providers, behind psychiatrists (1,165) and cardiologists (1,806). That matters when you are deciding how wide to cast your net: a larger pool usually means a shorter drive and a faster appointment.

The deepest benches in Maryland are Annapolis with 157 verified local providers, Aberdeen with 155 verified local providers, Lexington Park with 152 verified local providers, and we list 7 more Maryland cities. Start with the nearest one, then widen if nobody is taking new patients.

What CHAMPVA covers for psychology

Outpatient therapy sessions are covered with the $50 yearly deductible and a 25 percent cost share, and no referral is needed. The VA's preauthorization list covers inpatient mental health care and substance use treatment, not routine outpatient counseling. Telehealth therapy is a practical option for families far from a psychologist's office; confirm the practice bills CHAMPVA for video sessions.

Before you call a Maryland office: Many therapists in private practice do not bill any insurance. Ask specifically whether they will file a claim with CHAMPVA. If they will not, you can pay and file the claim yourself with VA Form 10-7959A within one year, and CHAMPVA reimburses up to the allowable amount.

The rules above are federal, so they read the same in Maryland as anywhere else. Our psychologists page has the full detail including anything that needs advance approval.

Common questions

How many psychologists in Maryland can bill CHAMPVA?

728 clinicians in Maryland are listed in the federal CMS registry under clinical psychologists, and clinicians who accept Medicare assignment can bill CHAMPVA. That is the 18th largest pool of any state. Each practice still decides for itself, so confirm with the billing office before you book.

Do I need a referral to see a psychologist in Maryland with CHAMPVA?

No. CHAMPVA does not require referrals anywhere in the country. A short list of services needs preauthorization instead, such as inpatient mental health care and organ transplants.

What will I pay to see a psychologist in Maryland?

After a $50 per person yearly deductible you pay 25 percent of the CHAMPVA allowable amount, and your family's out-of-pocket costs for covered care stop at $3,000 a year. A provider who accepts CHAMPVA cannot bill you above the allowable.

More on CHAMPVA and psychologists or every CHAMPVA provider in Maryland.