CHAMPVADoctors

CHAMPVA Psychologists in Illinois

1,926 psychologists in Illinois accept Medicare assignment, which means they can bill CHAMPVA. Here is how to find one and what to ask before you book.

Psychologists in Illinois1,926
Where Illinois ranks nationally5th of 51 states
Share of all US psychologists4.9%
All CHAMPVA-billable providers in Illinois150,411
Illinois cities with verified local listings9

Counts come from the federal CMS Doctors and Clinicians registry, refreshed 2026-09-07. The VA publishes no CHAMPVA provider directory, so this is the closest thing to one.

Military Illinois is home to the Rock Island Arsenal, Naval Station Great Lakes, Scott Air Force Base, so practices in those communities see CHAMPVA families regularly and are often the easiest yes.

Results come from the federal NPPES registry with real practice addresses and local phone numbers. Add a city to narrow it down.

How psychologists compare in Illinois

Among the seven clinician types we count by state, psychology is the 7th largest in Illinois with 1,926 providers, behind psychiatrists (2,002) and cardiologists (3,630). That matters when you are deciding how wide to cast your net: a larger pool usually means a shorter drive and a faster appointment.

The deepest benches in Illinois are Rock Island with 174 verified local providers, Waukegan with 169 verified local providers, Springfield with 157 verified local providers, and we list 6 more Illinois cities. Start with the nearest one, then widen if nobody is taking new patients.

What CHAMPVA covers for psychology

Outpatient therapy sessions are covered with the $50 yearly deductible and a 25 percent cost share, and no referral is needed. The VA's preauthorization list covers inpatient mental health care and substance use treatment, not routine outpatient counseling. Telehealth therapy is a practical option for families far from a psychologist's office; confirm the practice bills CHAMPVA for video sessions.

Before you call a Illinois office: Many therapists in private practice do not bill any insurance. Ask specifically whether they will file a claim with CHAMPVA. If they will not, you can pay and file the claim yourself with VA Form 10-7959A within one year, and CHAMPVA reimburses up to the allowable amount.

The rules above are federal, so they read the same in Illinois as anywhere else. Our psychologists page has the full detail including anything that needs advance approval.

Common questions

How many psychologists in Illinois can bill CHAMPVA?

1,926 clinicians in Illinois are listed in the federal CMS registry under clinical psychologists, and clinicians who accept Medicare assignment can bill CHAMPVA. That is the 5th largest pool of any state. Each practice still decides for itself, so confirm with the billing office before you book.

Do I need a referral to see a psychologist in Illinois with CHAMPVA?

No. CHAMPVA does not require referrals anywhere in the country. A short list of services needs preauthorization instead, such as inpatient mental health care and organ transplants.

What will I pay to see a psychologist in Illinois?

After a $50 per person yearly deductible you pay 25 percent of the CHAMPVA allowable amount, and your family's out-of-pocket costs for covered care stop at $3,000 a year. A provider who accepts CHAMPVA cannot bill you above the allowable.

More on CHAMPVA and psychologists or every CHAMPVA provider in Illinois.