CHAMPVADoctors

CHAMPVA Family Doctors in Tennessee

3,588 family doctors in Tennessee accept Medicare assignment, which means they can bill CHAMPVA. Here is how to find one and what to ask before you book.

Family Doctors in Tennessee3,588
Where Tennessee ranks nationally18th of 51 states
Share of all US family doctors1.8%
All CHAMPVA-billable providers in Tennessee71,540
Tennessee cities with verified local listings11

Counts come from the federal CMS Doctors and Clinicians registry, refreshed 2026-09-07. The VA publishes no CHAMPVA provider directory, so this is the closest thing to one.

Military Tennessee is home to Arnold Air Force Base, Naval Support Activity Mid-South, Fort Campbell, so practices in those communities see CHAMPVA families regularly and are often the easiest yes.

Family Doctors verified in Tennessee

Real practice locations pulled from the federal NPPES registry, each with a street address and a local phone number. Always ask the billing office to confirm CHAMPVA before you book.

Results come from the federal NPPES registry with real practice addresses and local phone numbers. Add a city to narrow it down.

Family Doctors by city in Tennessee

Each city page opens with the family medicine filter already applied.

Jackson 164 localChattanooga 154 localTullahoma 153 localNashville 144 localKnoxville 144 localMillington 143 localMemphis 138 localClarksville 135 localFranklin 134 localMurfreesboro 130 localJohnson City 118 local

How family doctors compare in Tennessee

Among the seven clinician types we count by state, family medicine is the 4th largest in Tennessee with 3,588 providers, behind internal medicine doctors (4,331) and physician assistants (8,053), and ahead of cardiologists (1,283). That matters when you are deciding how wide to cast your net: a larger pool usually means a shorter drive and a faster appointment.

The deepest benches in Tennessee are Jackson with 164 verified local providers, Chattanooga with 154 verified local providers, Tullahoma with 153 verified local providers, and we list 8 more Tennessee cities. Start with the nearest one, then widen if nobody is taking new patients.

What CHAMPVA covers for family medicine

CHAMPVA covers office visits, sick visits, and chronic-condition management as outpatient care after the $50 yearly deductible, with a 25 percent cost share. Preventive care is covered too: federal regulation specifically covers an annual physical examination, immunizations recommended by the CDC, cancer screenings, and well-child care. No referral is needed for anything a family doctor orders, including specialist visits and diagnostic tests.

Before you call a Tennessee office: Ask for the billing office and say the words "CHAMPVA pays like Medicare." Family practices that already bill Medicare can bill CHAMPVA the same day.

The rules above are federal, so they read the same in Tennessee as anywhere else. Our family doctors page has the full detail including anything that needs advance approval.

Common questions

How many family doctors in Tennessee can bill CHAMPVA?

3,588 clinicians in Tennessee are listed in the federal CMS registry under family practice, and clinicians who accept Medicare assignment can bill CHAMPVA. That is the 18th largest pool of any state. Each practice still decides for itself, so confirm with the billing office before you book.

Do I need a referral to see a family doctor in Tennessee with CHAMPVA?

No. CHAMPVA does not require referrals anywhere in the country. A short list of services needs preauthorization instead, such as inpatient mental health care and organ transplants.

What will I pay to see a family doctor in Tennessee?

After a $50 per person yearly deductible you pay 25 percent of the CHAMPVA allowable amount, and your family's out-of-pocket costs for covered care stop at $3,000 a year. A provider who accepts CHAMPVA cannot bill you above the allowable.

More on CHAMPVA and family doctors or every CHAMPVA provider in Tennessee.